2022.01.22 20:35 SaddamGoddamnHussein The problem is old people.
(Old being >65) Everyone loves old people. Right? Innocent, wonderful, awesome old people. Old people, most of whom don't work, rely on the government for income which is extracted monthly directly from your check, own some form of property they bought when half the country was on discount 60 years ago. So fragile, are these old people, that they need /Medicare/. What is Medicare, you ask?
Well, my friend -- I'm a licensed insurance agent, specifically dealing with Medicare health insurance. Both supplements, advantage plans, Dual-SNPs, all of it. Who better to tell you what Medicare is than someone who actually knows it?
Medicare is healthcare reserved for the elderly. There are, indeed, ways to get it without being 65 or older, such as being disabled for 24 straight months, but a MAJORITY of those receiving Medicare? Elderly. Medicare, of course, has limitations on what it'll provide -- Dental, hearing aids, vision services, even prescriptions, aren't covered, for example. However -- Simply having A & B automatically makes you elligble for plans that cover your vision / glasses with yearly amounts (most commonly $200 but $300 to $400 is common), hearing aids (commonly 2-3k per ear either yearly or tri-annually), dental (commonly 2k yearly with regular exams, cleanings, etc set at a $0 copay and, commonly, with dentures / prosthodontics covered at a rate of at LEAST 50%, but you can stretch and find 3k to 4k worth of coverage on a standard MAPD with prosthodontics and oral surgeries covered at higher rates just with annual or lifetime limits). Doctor visits for your primary? Most commonly $0. Your specialists? Ranges from $25-$45 most commonly. Most standardly, these people are able to get mail order prescriptions and most of their prescriptions cost them NOTHING because they're tier one, common medications that all seniors take but that some people work themselves to death to afford. These policies often have a maximum out of pocket at around 4k in most states but if you're in California or Florida or Texas it'll usually be as low as 3000. I've seen some in California with a $900 annual Maximum Out of Pocket. That's the most that person could possibly spend on their own healthcare in a year before the plan will cover everything 100% with no copays or anything. Some people here have had simple tests or non-complex, life-saving procedures that easily leave them in $3000 worth of debt, and even if you have a OOPM on your insurance plan, it's probably several times over what Medicare out of pockets can vary as.
The plans that have these benefits, as well as amounts given to seniors for groceries, meal delivery, are usually $0 monthly as they are federally contracted plans. Some even give seniors back the Part B payment (presently $170 a month) that all Medicare beneficiaries must pay. Just to drive my point home: home healthcare is often $0 when medically necessary under most plans! Imagine that, everyone paying for a home nurse so your loved one doesn't die tonight.
Why am I telling you these benefits and prices? Go look at the amount you pay each paycheck in Medicare taxes. Go look at the amount you or your family or a loved one owes in medical bills even if they HAVE insurance. These absolute fucking maniacs got by on easy street, sold the country out, and now, want you to feel sorry and bad for them on a regular basis when their healthcare is top notch and subsidized by the federal government to an extent where private healthcare plans literally cannot compete or even come close to those offered by an age-gatekept family of policies. And again, most of these seniors I speak to, these "poor" and "income limited" seniors own houses, they have pensions from old jobs, they have so much. But are they grateful for the Medicare benefits? No. They constantly DEMAND those benefits, unaware or uncaring that most Americans can't get a prepaid $1000 card for their medical expenses or $50 for groceries, or a free gym membership, or free telehealth, and that we'd oftentimes, BEG for those things.
Coming from someone who works in the insurance industry: Eliminate the burden of Medicare and let these people rot. Alternatively, remove the age limit. Either way, Medicare is a failed system that takes money from the young to line the pockets of the old, and oftentimes even the poor elderly are still doing better than the poor young.
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2022.01.22 20:35 upvotegod98 Never popping shit rocks again
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2022.01.22 20:35 czareson If you an anime fan and u hate meme sub with shit ton of rules Join
2022.01.22 20:35 ___JMS___ Fabric Mills that sell their manufacturing waste?!
I'm looking for fabric Mills or other places that sell selvages and scraps swept up from the floor. I know that Pendleton Woolen Mills does this, but would like to find some other reliable resources.
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2022.01.22 20:35 Ckaee Heartbreak sucks.
Hey so I’m mainly a lurker here on this sub, turned 18 in September but been here since I was 15 or so. It’ll be sad to go :’)
Anyways, I broke up with my ex gf on my birthday (I know, great way to start off manhood) because that was just the soonest I could do it, I realized I needed to break up with her a few days prior after some horrible stuff went down. She was my best friend for 2 years, but we had only dated around 6 months. I figured things would go great if we dated; she and I were both great friends, really popular at our school, and had on and off feelings for each other for ages. Only issue was this: She wasn’t the same person, at all. Last January, I took a break from everyone and everything, all social media and my phone as a whole, for 4-5 months; and during this time, she got in with the wrong group, became toxic and a shit talker, and became hated by practically everyone at our school. all while I had no idea. So as soon as I picked back up with her, I didn’t think anything changed, and we began dating shortly after when she made a move on me. There were a billion red flags that I foolishly chose to look past for months: She told me she loved me within a month of our relationship, she would hit me when upset with me, only stopping after accidentally doing it in front of other friends. We argued almost weekly. I felt like I had to hide certain things from her. She blamed things on me, and never apologized. She even once said, “You’re the only thing holding my life together, but you’re also the reason my life is falling apart.” after I had an anxiety attack when she began throwing things. I KNOW. I was fucking crazy to stay in this relationship, but I couldn’t stop thinking about how much I loved our friendship, and thought it was my fault things were so sideways. Fast forward to today, and I still find myself missing her badly and thinking about her, and even sometimes tempted to contact her. What do I do?
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2022.01.22 20:35 mavenglaven Favorite Northeast Mountain?
Might drive up to the northeast resorts from VA next month or so. Looking for opinions on chill mountains up that way. I ride all mountain and park.
If you had to pick one...
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2022.01.22 20:35 CharlieLee666 Mobile Robot Project with Computer Vision, Path Planning, State Estimation and Local Navigation
In this course project at EPFL, we achieved a dynamic mobile robot controlling policy that could locate the ball->reach the ball->score the goal.
The details are shown below:
2022.01.22 20:35 ashlyntayler Happy Saturday
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2022.01.22 20:35 onatakosha como convencer a namorada a fazer anal?
namoro há 1 ano, transamos há 9/10 meses mais ou menos e sempre conversamos sobre tudo, tanto sobre coisas da vida quando sobre nosso sexo. a primeira vez dela foi comigo e vice versa, então no início a gente sempre conversava sobre o sexo passado, como foi, o que gostamos e não gostamos e etc. sempre fomos muito bons no diálogo. mas esse assunto de anal a gente nunca conversou, e de acordo com o pouco que eu sei, ela não pretende dar e nem pensa nisso. mas eu realmente quero muito fazer anal nela, muito mesmo. é uma experiência que quero ter e futuramente quero que ela faça o mesmo comigo, mas pra agora eu quero isso.
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2022.01.22 20:35 FoxSolomon Venison blackstrap with homemade chimichurri and fondant potatoes.
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2022.01.22 20:35 DismasX I know it’s fickle but I love it when Safemoon is up when everything else is down 😁
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2022.01.22 20:35 Playboicartistan123 Selling Hannahowo content for only 2$ hmu
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2022.01.22 20:35 Electrify713 Microsoft after buying Call of Duty and owning Minecraft:
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2022.01.22 20:35 tbunse50 Am I fucked?
I recently applied to UBC for first year Archeology program. I had horrible (barely graduated) grades in high school. Not due to lack of intellect, but due to lack of caring as well as mental health issues. However, I'm now 24 years old. Is it probable that they will disregard my HS transcript being that I'm a mature student, or am I likely fucked? Is there any way to put myself ahead? TIA
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2022.01.22 20:35 CelebBattleVoteBot Best Ass: Scarlett Johansson Vs Alexandra Daddario Vs Lily James Vs Jennifer Lawrence Vs Lea Seydoux Vs Thomasin Mckenzie
2022.01.22 20:35 Omega_DifferentGuy I found this subreddit on an emkay video
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2022.01.22 20:35 Immediate-Engine4364 Is the skywalker saga available on switch
2022.01.22 20:35 El_Quetzal Evangeline Lilly with a bunch of wasps
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2022.01.22 20:35 cryptocalbot AMA (Ask Me Anything) - Falconswap (FSW): February 11, 2022
2022.01.22 20:35 dle1111111 What a name!
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2022.01.22 20:35 NeutralDropTV Curse Of The Two Paranormal Jeep Liberty's. Fascinating! Neutral Drop 🤣😁😂
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2022.01.22 20:35 DaisyDollBaby Ready to ship, 48 hour wear, smells and taste great. Kik littlekittyxoxo95
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2022.01.22 20:35 TransGamerHalo Oculus Rift CV1
I am looking for new face padding/rear padding for the head strap as it's very uncomfortable also just any other accessories that any of y'all recommend thanks in advance
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2022.01.22 20:35 JamesCarter11111 🐶 Atom Shiba | Just Launched | DEVS KYC with GemFinder | Major Marketing Incoming | x1000 Gem | Join the most ATOM community 💥
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Total Supply: 5,000,000,000
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2022.01.22 20:35 bricameasromans Guys taking nudes like:
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